Banking is the backbone of modern economies, facilitating transactions, savings, investments, and much more. Understanding the essential banking vocabulary, along with their Hindi meanings, is crucial for managing your finances and navigating the world of banking. In this blog post, we will explore a wide range of banking terms and delve into their meanings in Hindi.
1. Bank (बैंक): A financial institution that stores, lends, and transfers money.
2. Account (खाता): A record of financial transactions, often held with a bank.
3. Deposit (जमा): Money placed into a bank account.
4. Withdrawal (निकालना): The act of taking money out of a bank account.
5. Balance (शेष): The amount of money in an account after transactions.
6. Interest (ब्याज): The fee paid for borrowing money or the return on savings.
7. Loan (ऋण): Money borrowed from a bank, to be repaid with interest.
8. Credit (क्रेडिट): The ability to borrow money or obtain goods before payment.
9. Debit Card (डेबिट कार्ड): A card used to make payments with funds from a bank account.
10. ATM (एटीएम): Automated Teller Machine for cash withdrawal and account management.
11. Savings Account (बचत खाता): An account for storing money with interest.
12. Checking Account (चेकिंग खाता): An account for daily transactions and payments.
13. Overdraft (अतिलाभ): Withdrawing more money than available in the account.
14. Mortgage (मोर्टगेज): A loan to purchase real estate.
15. Credit Score (क्रेडिट स्कोर): A numerical assessment of creditworthiness.
16. Currency (मुद्रा): Money in the form of coins and banknotes.
17. Inflation (मुद्रास्फीति): The increase in the price of goods and services over time.
18. Exchange Rate (मुद्रा दर): The value of one currency compared to another.
19. Investment (निवेश): Allocating money to generate income or profit.
20. Collateral (गारंटी): An asset pledged to secure a loan.
21. EMI (ईएमआई): Equated Monthly Installment, a fixed payment for a loan.
22. Compound Interest (संचयित ब्याज): Interest calculated on both the initial principal and the accumulated interest.
23. Central Bank (केंद्रीय बैंक): The institution that manages a country’s currency, money supply, and interest rates.
24. Mobile Banking (मोबाइल बैंकिंग): Banking services accessed through a mobile device.
25. Online Banking (ऑनलाइन बैंकिंग): Banking services accessed via the internet.
26. Fixed Deposit (निश्चित जमा): A savings option with a fixed term and higher interest.
27. Joint Account (संयुक्त खाता): An account held by two or more people.
28. Interest Rate (ब्याज दर): The percentage at which money is borrowed or lent.
29. Foreign Exchange (विदेशी मुद्रा): The trading of one currency for another.
30. Liquid Assets (तत्वरूप संपत्ति): Assets easily converted into cash.
31. ATM Card (एटीएम कार्ड): A card for withdrawing cash from ATMs.
32. Credit Card (क्रेडिट कार्ड): A card for borrowing money and making purchases on credit.
33. FD Account (फिक्स्ड डिपॉजिट खाता): An account with fixed deposits.
34. Savings Certificate (बचत प्रमाणपत्र): A financial instrument for saving and earning interest.
35. Bank Statement (बैंक स्टेटमेंट): A record of transactions in a bank account.
36. Safe Deposit Box (सुरक्षित जमा बक्सा): A secure box for storing valuables in a bank.
37. Financial Planner (वित्तीय योजनाकार): A professional who provides financial advice.
38. Tax (कर): Mandatory payments to the government.
39. Mobile Wallet (मोबाइल वॉलेट): A digital wallet for making mobile payments.
40. Credit Limit (क्रेडिट सीमा): The maximum amount that can be borrowed on a credit card.
Understanding these banking terms and their Hindi meanings is not only important for personal finance but also for financial literacy and economic awareness. Whether you’re managing your accounts, taking out a loan, or planning investments, this comprehensive vocabulary list will be your guide to the complex world of banking and finance.
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